Apple Pay Later being tested by employees, coming soon

Apple Pay Later may launch in iOS 16.4

The company introduced the financial service in 2022, which will be included in its payment platform that comprises Apple Pay and Apple Card. Apple Pay Later is a buy now, pay later that will allow users to split any Apple Pay purchase into four equal payments over six weeks with no additional interest or fees.

Since the announcement, however, the feature has been delayed. Apple may release Apple Pay Later in the iOS 16.4 software update, according to a report from September.